Do you really need an extra job? Do you young mothers really need to work? Total up your expenses for child care, clothing, travel expense, the extra car, etc. Is it worth it?
You can save pennies to dollars with these ways to save money!
Take family vacations closer to home. Take camping trips, head to a park, go trail hiking or bicycle riding. Enjoy your family and not a roller coaster.
Shop at thrift stores. You can buy almost new clothes, household products and toys there. You might be surprised.
Do you REALLY need that expensive cell phone. There are many less expensive models and plans.
Invest in a large freezer. Buy frozen food on sale and freeze them.
Do not buy on impulse. Think that large purchase over. Use the 30 days rule to decide on a large purchase. It can save you thousands of dollars. When shopping for smaller items: Whenever you pick up an item and add it to your cart or to take it to the checkout, stop for 10 seconds and ask yourself why you’re buying it and whether you actually need it or not. If you can’t find a good answer, put the item back. This will keep you from making impulse buys on a regular basis.
Use generic brands. Most are just a good, and made by the same people as the brand label.
Have and only use one TV in your home. Turn off your TV. There are a lot of financial benefits to this: less exposure to spending-inducing ads, a lower electric bill (and perhaps a lower cable bill if you downgrade your subscription), more time to focus on other things in life. Use quality time with your family and watch together.
Get just basic cable for your TV. I doubt if you really need all those channels. Rent a movie if you have to.
Go to the grocery store only once a week. Take a shopping list for the week and stick to it!
Turn down your furnace at night and while you are away. Install a programmable thermostat. By setting it to heat or cool your home at certain times, you can ensure that your utilities aren’t being wasted while you’re at work or asleep – and save money in the process. You can always add more blankets to your bed.
Fix things instead of throwing them away. Fixing a car is cheaper than buying a new one. “Use a couch cover over your sofa”. They really make pretty ones and cheaper than a new couch.
Put up a clothes line in your yard. Hanging some clothes out on a line can save $ on your electric bill. Have you ever smelled sheets that have been dried on a clothes line? They smell like Heaven!!!
Pay off all credit cards at the end of the month. Credit cards have a high rate of interest and can cost you many thousands of dollars.
Cook more and make eating out just on special occasions. Invite friends over once a month and trade a day of the week at their home. Cook in large batches and freeze leftovers.
Buy fresh fruit and vegetables when they are in season and either can or freeze them.
Learn to sew. Don’t toss out a shirt because of a broken button – sew on a new one with some closely-matched thread. Don’t toss out pants because of a hole in them – put in a patch of some sort and save them for times when you’re working around the house. Anyone can sew simple things for the home, instead of paying top dollar for expensive items. If you want to save money while also giving generously, creating your own homemade gifts is one way to accomplish both goals. You can make food mixes, candles, fresh-baked bread or cookies, soap, and all kinds of other things at home quite easily and inexpensively. Pinterest is a great way to find sewing DIY projects.
Use coupons. Save from your mail or online and organize them.
Grow a small garden. It will give you great exercise and can be enjoyed by the whole family.
Grow your own herbs in your house. They are easy to grow and very tasty.
Keep your car at least two years longer. If your car is in good shape why spend the money for vanity. Keep your car in good shape. A clean air filter can improve your gas mileage by up to 7%, saving you more than $100 for every 10,000 miles driven in an average vehicle. Cleaning your air filter is easy to do in just a few minutes – just follow the instructions in your vehicle’s manual and you’re good to go.
When you do buy a new car, make sure you don’t get all the extra add on’s. Are you really too lazy to roll up your own window. Don’t let a car salesman talk you into something you really don’t need.
Make extra payment on your home loan each month. It will save you a LOT of money in the long run.
Don’t buy bottled water. Your tap water is just a good. If you must then buy a kitchen water purifier.
Make a monthly budget and STICK to it.
Learn to barter. Identify your hobbies or skills then barter with friends. Art and craft items are sometimes in high demand, especially if you offer to create a piece customized to the bartering partner. If you can’t think of a good or service created by your hobby, ask a close friend for suggestions: you might not realize that tinkering with your car or writing poetry in your spare time has given you valuable skills. Many bartering trades involve pet sitting, garden weeding, errand running, house cleaning, and other services that some people can perform more easily than others. If you enjoy any of these common tasks, or if you can do them quickly, consider offering these services. These tasks can be a hardship for people with no transportation, health or mobility problems, or a busy schedule.
Make your own cleaning supplies. There are a lot of DIY cleaning products HERE.
Sell clothing, toys or other household things you no longer need at a consignment shop.
Keep your blinds closed when not in the room or not at home. This will save on your electric bill.
Have a party with your friends and neighbors. Each one bring 5 things that are in good shape and they no longer need. Then each one can pick 5 things they would like from the table.
Last but certainly not least, make Christmas a family time, not a gift giving time. Your family needs LOVE not gifts. Take them caroling, to Church or make a visit to a nursing home. Teach your children the art of true giving!